Archive for December, 2011

Alphabets of today…

December 26, 2011

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4 free games for Xperia PLAY owners

December 25, 2011

Yep you heard it you lucky owners of the Xperia Play (or does this offer drool you to actually own one now?). It seems that Sony has teamed with EA to offer Xperia Play owners access to 4 exclusive game titles for free.

Not bad. And these games are pretty high end as well – considering Xperia Play is a Playstation certified device, it deserved these.

So if you have one up, head on > HERE < to check how you can get these exclusive titles for free.

But hurry, offer ends on 15th January 2012. So download now, rip those apk off and save the data files somewhere so you may reinstall these again whenever you like in future.

Wishing you a fantastic 2012!

December 20, 2011

Have facebook? Time to do some housekeeping…

December 19, 2011

I know most of you don’t realize how many apps have (quite a lot of) access to your facebook account. This includes reading your profile / wall / posts even when you’re not logged in.

For apps that you trust, it’s OK. However, I’d recommend that we do some housekeeping to ensure that your data remain private (lol, what is private if you post it on the internet).

To do this, open up facebook, click the drop down arrow button beside HOME and click on ‘Account Settings‘.

Then click on Apps from menu list on your left.

From here, behold! The list of apps that have access to your account. Which surprises me that 30% of the apps on list were complete stranger as I can’t remember adding them up in the first place.

So review which one that you still allow access to your account and remove the ones that are not needed anymore by clicking the x button on the far right.

And that completes this tiny chapter of fb housekeeping…

Passive income? Making money?

December 18, 2011

Pelaburan Pasif, program pasif, pendapatan pasif, passive income, money generators, double your income, make money while you sleep, gold investments, savings for the future...

This article was originally written in Bahasa Melayu (but was unpublished), however I took a deep breath and re-wrote this back into English as I feel more comfortable doing so and by doing so will attract more visitors and I am able to share this article internationally. So here goes..

Passive income is one of the income that most of us (who knows about it) chase after. In fact, even Robert Kiyosaki (writer of Rich Dad Poor Dad) mentioned that he too have passive income, however this was generated from more than 1500+ units of luxury condominiums and apartments (I know there’s more to this, but of course Mr Robert here would love us to buy his book first before revealing further…)

So what is passive income really?

Well I guess based on Mr Robert example given above, it’s an investment which gives you return or dividend in a periodic manner. If you buy and rented out a house, you would get passive income from the rented unit. If you put your money in some sort of mutual fund / trust, the dividend are too considered as a passive income. Buy gold and keep it for a few years, then sell it off with a higher price – then that’s too considered as a passive income.

Whatever it is, it’s more profitable than saving MONEY. Why? Because money depreciate, it’s not an asset anymore – money becomes a liability. With inflation rising up and cost of living getting more expensive these days, if you saved $10 now, would it still worth $10 in 10 years time? That’s a definite NO.

The way to make sure your money will always be there is to ensure that you’re allocating your money to own an asset. What is an asset? An asset is something that does not take money out from your pocket.

Does properties considered as an asset? Well rented properties yes, but if you bought yourself a house and resides on it, it will become a liability because you’re paying up money more than money coming in.

So don’t save money.. instead, get more assets and you’ll be fine.

Back to the main story at hand. Passive income are easy to find (especially on the internet) but hard to earn profit from. Let me tell you why…

Most people on the internet will woo you by telling how easy it is for you to make money by becoming an investor that provide you with passive income, either paid out weekly, daily, monthly or quarterly, based on their ‘saying’. When there are real business that provides real passive income out there, mostly are scams and just there to collect money from small fishes as yourself. Here’s what I’ve learnt from monitoring these passive income schemes all these months…

1. Business has just started
Well yes, if business has just started and you have sources to say this is the real deal. It’s the best time to jump in the ship as you would be able to get your Return of Investment (ROI) quicker and less riskier as well. However, when dealing with strangers – you have to be extra cautious, especially with new start-ups. How well do you know of their business market and capabilities to generate income? Are you sure that you’re going to get income still (let’s not talk about getting back your ROI, because that would be useless right? You DID become an investor to get profit, not just dump your money there and take it back again after a few months or years, which is totally useless). So unless you know and trust the person, or if you don’t mind to burn the money if something goes wrong.. go ahead.

2. Too many intake and no payouts
Seeing a person or a company (usually a person) that kept taking money from it’s investors, but still saw no payouts given to any, is where you need to be concerned about. Especially if it’s been going on for months. These are what I call illegal loaners. I’ll explain about it more towards the end.

3. Promises.. empty promises
“And the company guarantees that under any losses, we shall 100% refund investors money back…” Does it sound assuring? NOT. First of all, most will never reveal ‘the company’, and ‘the company’ here refers to who or what? Basically a stranger comes to you and said, hey if you give me $100 bucks I’ll give you this note which says “I’ll return the money back to you tomorrow – signed, the stranger”. Go figure!

4. Actors are all over the place (dupes!)
These are highly trained actors to attract more fishes. If you personally know them (and trust of course) then it may be a real passive income, but if not, then all these are just ‘strangers’ which you never meet and never know before. Worst if it’s on the internet! The same person can create a duplicate of themselves (dupes) and post comments – mostly the one that motivates you to become an investor. So unless you know them personally and trust them, my advice, keep your other feet off somewhere safe.

5. Too good to be true, trust your instinct!
Usually we are able to sense if something bad is about to happen. Yes, usually we do. Just that we are too ignorant about it and pretended that feeling never happened. Once you have this curiosity, do some checking just to make sure. If a person or a company is offering 200% return within 30 days, you ought to thought to yourself, why they didn’t just get a bank loan instead? Of course there is a risk to anything, but jumping off a plane without any parachute isn’t a risk, that’s suicidal!

So what’s that about illegal loaners? I have noticed a trend that’s becoming more serious and more concerned over these few months whereby most passive income groups or companies bailed out as soon as they reached the $50,000 to $150,000 collective figure. Either leaving all it’s investors in the dark (the evil ones) without any news of refunds or returns, or some will leave their ‘well trained idiotic puppets’ to do the dirty work and talk to the rest of the investors, where these puppets are so highly trained (or brainwashed) that they act as if they are the guardian to an angel (in disguise). Most of the time these puppets have no idea of the actual business owner, nor have ever met them in person.

Some (the bad ones) will somewhat announce that the company is failing or in trouble, and that all investors will have a refund of their investment. However, this takes time, and some could take up to years for them to pay back the amount you invested. I know some of you may say that “it’s better than nothing” or “at least I got my money back”, but have you realized that you just given your money to illegal loaners? They are actually taking collected loan, illegally, by tricking you (the so called investors) that you will get profit from your money. The real deal is that there are no profit nor plan for profit for you at all. The only profit plan they have is for themselves. They just need your money to kick-start the business as they (possibly) are in the Blacklist or CTOS or CCr.. whatever.. or by evil reason, decided to get themselves an illegal loan without any interest, any guarantors, any repayment terms or guarantee, even there’s no black and white at all!

These syndicates (pardon me) usually collects from $50,000 to $150,000 before bailing out. And with the right approach, they are able to collect these figures within a month or a week perhaps. Without any documentation, and usually without even exposing the company details or what they actually do. Everything is just, imaginary… and yet there are still peoples who decided to jump in.

But please, before blaming them, blame yourself as a naive person. Scams like these doesn’t force you to join, they don’t bug you with phone calls or emails saying come and join us. Instead, mostly everyone who joined are volunteers, just because of the (imaginary) prospects that was tell and told.

So that serves as a tip for those who would like to join passive income that’s offered by a stranger.

Heck, to make fast real money – I can even open up a group and invite strangers telling them I have a good business proposal at hand. Whoever joined will get 300% dividend + profit within 60days, and business will only start when we have enough investors (that hit the $150,000 mark). When I have successfully obtained the $150,000 illegal bucks, I’ll just bail out and say “unfortunately the company has not been able to progress further and refund will be given slowly on a stage by stage basis” – which I will go out, buy myself a house, rent it over – get more money, and slowly pay back the investors around $500 bucks per month for let’s say… the next 25 years?

Who cares, I’m dealing with strangers, they don’t even know or seen me before!

On second thought, how about I’d just take a trip to Canada and dissappear from Malaysia instead? That would be easier…

*Seriously I’m afraid of the hereafter*

Rage comic maker

December 12, 2011

With all the meme’s and troll faces on the internet, I believe some of you have funny stories and would love to create them in rage styled comics as well. If you think that it’s hard …


Well, it’s actually very easy with this online tool. All you need is your browser that’s flash capable  (Ipad users, stay away.. lol).

Head on to http://www.ragemaker.net/

Bahasa moden yang merugikan!

December 11, 2011

Tumpang petik dari facebook :

11 Jenis Manusia Yang Akan Didoakan Oleh Malaikat

PERCAYA kepada Malaikat adalah antara rukun iman. Ada Malaikat yg ditugaskan berdoa kepada makhluk manusia dan sudah tentu seseorang yg didoakan Malaikat mendapat keistimewaan.

Dalam hidup kita sangat memerlukan bantuan rohani dalam menghadapi ujian yg kian mencabar. Bantuan dan sokongan malaikat sangat diperlukan tambahan Ketika kita menghadapi masalah, kerumitan, keperluan dan bimbingan. Bukan saja kita perlukan kekuatan doa dari lidah, tetapi juga sokongan daripada Malaikat. Antara orang yg mendapat doa Malaikat ialah:

1. Orang yg tidur dalam keadaan bersuci. Rasulullah S.A.W bersabda yg bermaksud :“Sesiapa yg tidur dalam keadaan suci, Malaikat akan bersamanya di dalam pakaiannya. Dia tidak akan bangun hingga malaikat berdoa: “Ya Allah, ampunilah hamba-Mu si fulan kerana tidur dalam keadaan suci.” [Hadith Riwayat Muslim.]

2. Orang yg sedang duduk menunggu waktu solat. Rasulullah S.A.W bersabda yg bermaksud : “Tidaklah salah seorang antara kalian yang duduk menunggu solat, selama ia berada dalam keadaan suci kecuali di kalangan Malaikat akan mendoakannya: ‘Ya Allah, ampunilah ia. Ya Allah sayangilah ia.” [Hadith Riwayat Muslim.]

3. Orang yg berada di saf depan solat berjemaah. Rasulullah S.A.W bersabda yg bermaksud : “Sesungguhnya Allah dan kalangan Malaikat-Nya berselawat ke atas orang yg berada pada saf depan.” [Hadith Riwayat Muslim.]

4. Orang yg menyambung saf pada solat berjemaah. Rasulullah S.A.W bersabda yg bermaksud : “Sesungguhnya Allah dan kalangan Malaikat selalu berselawat kepada orang yg menyambung saf.” [Hadith Riwayat Muslim.]

5. Kalangan Malaikat mengucapkan ‘amin’ ketika seorang imam selesai membaca Al-Fatihah. Rasulullah S.A.W bersabda yg bermaksud : “Bila seorang imam membaca ayat terakhir al-Fatihah sehingga selesai,maka ucapkanlah oleh kamu ‘aamiin’ kerana sesiapa yg ucapannya itu bertepatan dengan ucapan Malaikat maka dia akan diampuni dosa2nya yg lalu.” [Hadith Riwayat Muslim.]

6. Orang yg duduk ditempat solatnya selepas melakukan solat. Rasulullah S.A.W bersabda yg bermaksud : “Kalangan Malaikat akan selalu berselawat kepada satu antara kalian selama ia ada di dalam tempat solat, dimana ia melakukan solat.” [Hadith Riwayat Muslim.]

7. Orang yg melakukan solat Subuh dan Asar secara berjemaah. Rasulullah S.A.W bersabda yg bermaksud : “Kalangan Malaikat berkumpul pada saat solat Subuh lalu Malaikat (yang menyertai hamba) pada malam hari (yg sudah bertugas malam hari hingga Subuh) naik (ke langit) dan Malaikat pada siang hari tetap tinggal. Kemudian mereka berkumpul lagi pada waktu solat Asar dan Malaikat yg ditugaskan pada siang hari (hingga solat Asar) naik (ke langit) sedangkan Malaikat yg bertugas pada malam hari tetap tinggal lalu Allah bertanya kepada mereka: ‘Bagaimana kalian meninggalkan hamba-Ku?’ Mereka menjawab: ‘Kami datang sedangkan mereka sedang melakukan solat dan kami tinggalkan mereka sedangkan mereka sedang melakukan solat, ampunilah mereka pada hari kiamat.” [Hadith Riwayat Muslim.]

8. Orang yg mendoakan saudaranya tanpa pengetahuan orang yg didoakan. Rasulullah S.A.W bersabda yg bermaksud : “Doa seorang Muslim untuk saudaranya yg dilakukan tanpa pengetahuan orang yg didoakannya adalah doa yg akan dikabulkan. Di kepalanya ada Malaikat yg menjadi wakil baginya, setiap kali dia berdoa untuk saudaranya dengan kebaikan, Malaikat itu berkata ‘aamiin dan engkau pun mendapatkan apa yg ia dapatkan.'” [Hadith Riwayat Muslim.]

9. Orang yg membelanjakan harta (sedekah). Rasulullah S.A.W bersabda yg bermaksud : “Tidak satu hari pun dimana pagi harinya seorang hamba ada padanya kecuali dua Malaikat turun kepadanya, satu antara kedua-duanya berkata: ‘Ya Allah, berikanlah ganti bagi orang yg berinfak..(sedekah).” [Hadith Riwayat Muslim.]

10. Orang yg sedang makan sahur. Rasulullah S.A.W bersabda yg bermaksud : “Sesungguhnya Allah dan kalangan Malaikat-Nya berselawat kepada orang yg sedang makan sahur.” [Hadith Riwayat Muslim.]

11. Orang yg sedang melawat orang sakit. Rasulullah S.A.W bersabda yg bermaksud : “Tidaklah seorang mukmin menjenguk saudaranya kecuali Allah akan mengutus 70,000 Malaikat untuknya yg akan berselawat kepadanya di waktu siang hingga petang dan di waktu malam hingga Subuh.” [Hadith Riwayat Muslim.]

Love our parents…

December 10, 2011

Credit goes to 9gag.com


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